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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,962 | $175,259+66.6% | $149,723+95.0% | $139,487+109.3% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 24.03% | 166.82%-142.8pp | 134.50%-110.5pp | 373.84%-349.8pp |
| Employer contribution / active EE | $3,994 | $5,478-27.1% | $4,821-17.2% | $4,755-16.0% |
| Participant deferral / active EE | $7,787 | $6,522+19.4% | $5,682+37.0% | $6,713+16.0% |
| Admin fee / account holder | $5,805 | $16,158-64.1% | $13,215-56.1% | $11,407-49.1% |