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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,614 | $85,766-81.8% | $136,298-88.5% | $70,126-77.7% |
| Participation rate | 67.7% | 74.2%-6.4pp | 81.9%-14.2pp | 69.5%-1.8pp |
| Annual return | 77.44% | 31.46%+46.0pp | 5156.27%-5078.8pp | 73.15%+4.3pp |
| Employer contribution / active EE | $1,565 | $2,966-47.2% | $4,696-66.7% | $2,343-33.2% |
| Participant deferral / active EE | $6,029 | $5,051+19.4% | $6,247-3.5% | $3,332+80.9% |
| Admin fee / account holder | $131 | $5,421-97.6% | $9,244-98.6% | $4,645-97.2% |