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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,503 | $69,383-61.8% | $101,264-73.8% | $73,493-63.9% |
| Participation rate | 32.7% | 68.4%-35.7pp | 75.8%-43.1pp | 70.7%-38.0pp |
| Annual return | 26.45% | 18.46%+8.0pp | 46.48%-20.0pp | 28.51%-2.1pp |
| Employer contribution / active EE | $921 | $2,628-65.0% | $3,660-74.8% | $2,270-59.4% |
| Participant deferral / active EE | $1,544 | $3,301-53.2% | $4,370-64.7% | $3,740-58.7% |
| Admin fee / account holder | $196 | $704-72.2% | $5,947-96.7% | $513-61.8% |