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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,133 | $75,541-62.8% | $152,093-81.5% | $82,637-66.0% |
| Participation rate | 62.8% | 66.5%-3.8pp | 77.8%-15.0pp | 68.1%-5.3pp |
| Annual return | 20.11% | 32.56%-12.4pp | 66.36%-46.2pp | 53.51%-33.4pp |
| Employer contribution / active EE | $1,380 | $2,622-47.4% | $4,175-67.0% | $2,552-45.9% |
| Participant deferral / active EE | $2,059 | $3,206-35.8% | $5,451-62.2% | $4,126-50.1% |
| Admin fee / account holder | $1,244 | $6,405-80.6% | $14,497-91.4% | $7,339-83.0% |