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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,565 | $91,198-81.8% | $178,503-90.7% | $79,856-79.3% |
| Participation rate | 57.4% | 69.2%-11.9pp | 81.9%-24.6pp | 69.6%-12.3pp |
| Annual return | 18.58% | 24.20%-5.6pp | 151.12%-132.5pp | 31.71%-13.1pp |
| Employer contribution / active EE | $772 | $3,257-76.3% | $5,011-84.6% | $2,471-68.7% |
| Participant deferral / active EE | $1,281 | $3,237-60.4% | $5,202-75.4% | $3,741-65.8% |
| Admin fee / account holder | $1,538 | $6,748-77.2% | $13,987-89.0% | $5,306-71.0% |