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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,133 | $86,050-67.3% | $189,758-85.2% | $94,015-70.1% |
| Participation rate | 62.8% | 68.9%-6.1pp | 79.8%-17.0pp | 70.8%-8.1pp |
| Annual return | 20.11% | 17.77%+2.3pp | 52.62%-32.5pp | 17.84%+2.3pp |
| Employer contribution / active EE | $1,380 | $2,819-51.1% | $4,767-71.1% | $2,790-50.6% |
| Participant deferral / active EE | $2,059 | $3,349-38.5% | $5,856-64.8% | $4,249-51.5% |
| Admin fee / account holder | $1,244 | $6,627-81.2% | $20,388-93.9% | $8,951-86.1% |