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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WEALTH PLA NINVESTMENT MGT, LLC Service code 26 · EIN 85-4122522 | Advisory (Participants) | $8,867 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $344 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,363 | $64,719-73.2% | $112,249-84.5% | $68,486-74.6% |
| Participation rate | 53.2% | 67.2%-14.0pp | 75.1%-21.9pp | 67.9%-14.7pp |
| Annual return | -18.13% | -11.40%-6.7pp | 27.48%-45.6pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,600 | $2,747-41.8% | $3,636-56.0% | $2,597-38.4% |
| Participant deferral / active EE | $3,047 | $3,565-14.5% | $4,729-35.6% | $4,028-24.3% |
| Admin fee / account holder | $232 | $5,232-95.6% | $6,412-96.4% | $5,404-95.7% |