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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $61 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,864 | $77,677-80.9% | $109,173-86.4% | $79,391-81.3% |
| Participation rate | 47.5% | 67.8%-20.3pp | 75.9%-28.4pp | 70.7%-23.2pp |
| Annual return | 0.00% | 23.44%-23.4pp | 25.75%-25.8pp | 116.88%-116.9pp |
| Employer contribution / active EE | $1,384 | $2,798-50.5% | $3,723-62.8% | $2,428-43.0% |
| Participant deferral / active EE | $2,524 | $3,517-28.2% | $4,654-45.8% | $4,046-37.6% |
| Admin fee / account holder | $168 | $732-77.0% | $6,755-97.5% | $627-73.1% |