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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,700 | $217,432-62.0% | $185,849-55.5% | $167,536-50.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 30.71% | 148.42%-117.7pp | 122.10%-91.4pp | 478.82%-448.1pp |
| Employer contribution / active EE | $8,424 | $5,875+43.4% | $5,169+63.0% | $4,839+74.1% |
| Participant deferral / active EE | $5,371 | $6,357-15.5% | $5,569-3.6% | $6,342-15.3% |
| Admin fee / account holder | $396 | $19,818-98.0% | $16,244-97.6% | $12,315-96.8% |