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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,928 | $209,422-64.2% | $178,503-58.0% | $158,982-52.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 62.17% | 188.81%-126.6pp | 151.12%-88.9pp | 302.99%-240.8pp |
| Employer contribution / active EE | $9,336 | $5,707+63.6% | $5,011+86.3% | $4,763+96.0% |
| Participant deferral / active EE | $5,456 | $5,955-8.4% | $5,202+4.9% | $5,983-8.8% |
| Admin fee / account holder | $7,150 | $17,079-58.1% | $13,987-48.9% | $11,252-36.5% |