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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,220 | $99,053+57.7% | $88,179+77.2% | $138,895+12.5% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.1%-2.5pp | 79.9%-13.3pp |
| Annual return | 18.14% | 78.17%-60.0pp | 64.97%-46.8pp | 145.39%-127.3pp |
| Employer contribution / active EE | $1,290 | $2,882-55.3% | $2,549-49.4% | $4,194-69.3% |
| Participant deferral / active EE | $7,349 | $5,225+40.6% | $4,614+59.3% | $6,396+14.9% |
| Admin fee / account holder | $10,936 | $8,748+25.0% | $7,673+42.5% | $12,562-12.9% |