Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,669 | $48,078-73.6% | $78,676-83.9% | $62,881-79.9% |
| Participation rate | 66.0% | 65.2%+0.8pp | 73.6%-7.5pp | 69.3%-3.3pp |
| Annual return | 130.25% | 31.36%+98.9pp | 62.19%+68.1pp | 20.14%+110.1pp |
| Employer contribution / active EE | $1,965 | $2,015-2.5% | $2,850-31.1% | $2,281-13.9% |
| Participant deferral / active EE | $4,567 | $2,587+76.5% | $3,517+29.9% | $3,203+42.6% |
| Admin fee / account holder | $1,190 | $3,206-62.9% | $4,510-73.6% | $4,296-72.3% |