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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,093 | $165,361-46.1% | $149,715-40.5% | $158,950-43.9% |
| Participation rate | 78.6% | 84.6%-6.0pp | 82.5%-3.9pp | 82.0%-3.4pp |
| Annual return | 14.19% | 348.24%-334.0pp | 276.66%-262.5pp | 302.91%-288.7pp |
| Employer contribution / active EE | $5,324 | $5,103+4.3% | $4,645+14.6% | $4,762+11.8% |
| Participant deferral / active EE | $7,132 | $7,182-0.7% | $6,842+4.2% | $5,983+19.2% |
| Admin fee / account holder | $8,667 | $10,808-19.8% | $9,310-6.9% | $11,248-22.9% |