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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,058 | $96,361-87.5% | $80,607-85.0% | $139,456-91.4% |
| Participation rate | 33.3% | 73.6%-40.3pp | 67.0%-33.7pp | 80.3%-47.0pp |
| Annual return | 26.36% | 1350.95%-1324.6pp | 936.11%-909.8pp | 373.45%-347.1pp |
| Employer contribution / active EE | $713 | $3,262-78.1% | $2,724-73.8% | $4,753-85.0% |
| Participant deferral / active EE | $1,029 | $5,232-80.3% | $4,448-76.9% | $6,711-84.7% |
| Admin fee / account holder | $104 | $6,601-98.4% | $5,379-98.1% | $11,407-99.1% |