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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,053 | $104,544-24.4% | $76,657+3.1% | $152,897-48.3% |
| Participation rate | 33.3% | 76.6%-43.3pp | 72.1%-38.8pp | 82.5%-49.1pp |
| Annual return | 10.07% | 1014.36%-1004.3pp | 1166.74%-1156.7pp | 345.43%-335.4pp |
| Employer contribution / active EE | $0 | $3,118-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $0 | $4,236-100.0% | $3,335-100.0% | $5,851-100.0% |
| Admin fee / account holder | $747 | $12,286-93.9% | $6,423-88.4% | $11,599-93.6% |