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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,817 | $91,911-21.9% | $68,612+4.7% | $135,380-47.0% |
| Participation rate | 28.6% | 76.7%-48.2pp | 72.2%-43.7pp | 82.6%-54.1pp |
| Annual return | -4.00% | -8.22%+4.2pp | -4.63%+0.6pp | 519.81%-523.8pp |
| Employer contribution / active EE | $0 | $3,924-100.0% | $2,625-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,568 | $4,315+29.0% | $3,311+68.2% | $5,609-0.7% |
| Admin fee / account holder | $547 | $9,240-94.1% | $5,131-89.3% | $10,828-95.0% |