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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,711 | $165,399-57.9% | $149,745-53.4% | $158,982-56.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.26% | 348.34%-338.1pp | 276.72%-266.5pp | 302.99%-292.7pp |
| Employer contribution / active EE | $3,676 | $5,105-28.0% | $4,646-20.9% | $4,763-22.8% |
| Participant deferral / active EE | $8,359 | $7,183+16.4% | $6,843+22.2% | $5,983+39.7% |
| Admin fee / account holder | $23,781 | $10,811+120.0% | $9,312+155.4% | $11,252+111.4% |