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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,481 | $127,387-56.4% | $115,038-51.8% | $125,389-55.8% |
| Participation rate | 76.9% | 84.2%-7.2pp | 81.4%-4.4pp | 83.2%-6.3pp |
| Annual return | -1.51% | 31.28%-32.8pp | 26.14%-27.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $12,867 | $5,166+149.1% | $4,608+179.2% | $4,866+164.4% |
| Participant deferral / active EE | $9,090 | $6,423+41.5% | $6,026+50.8% | $5,352+69.9% |
| Admin fee / account holder | $425 | $9,516-95.5% | $8,175-94.8% | $9,541-95.5% |