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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,806 | $154,754-91.7% | $124,206-89.7% | $138,895-90.8% |
| Participation rate | 92.3% | 75.5%+16.8pp | 69.6%+22.7pp | 79.9%+12.4pp |
| Annual return | 18.22% | 709.28%-691.1pp | 515.27%-497.1pp | 145.39%-127.2pp |
| Employer contribution / active EE | $1,801 | $4,446-59.5% | $3,540-49.1% | $4,194-57.1% |
| Participant deferral / active EE | $3,316 | $4,621-28.2% | $3,968-16.4% | $6,396-48.2% |
| Admin fee / account holder | $3,626 | $6,690-45.8% | $5,929-38.8% | $12,562-71.1% |