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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,299 | $101,063-96.7% | $81,473-96.0% | $147,586-97.8% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 15.33% | 32.41%-17.1pp | 38.78%-23.5pp | 578.59%-563.3pp |
| Employer contribution / active EE | $147 | $3,206-95.4% | $2,568-94.3% | $4,876-97.0% |
| Participant deferral / active EE | $587 | $4,242-86.2% | $3,537-83.4% | $5,439-89.2% |
| Admin fee / account holder | $19 | $5,812-99.7% | $4,561-99.6% | $10,886-99.8% |