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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,679 | $209,428-53.8% | $178,498-45.8% | $158,950-39.2% |
| Participation rate | 95.7% | 86.4%+9.3pp | 81.9%+13.7pp | 82.0%+13.7pp |
| Annual return | 13.68% | 188.78%-175.1pp | 151.09%-137.4pp | 302.91%-289.2pp |
| Employer contribution / active EE | $2,216 | $5,707-61.2% | $5,011-55.8% | $4,762-53.5% |
| Participant deferral / active EE | $5,188 | $5,955-12.9% | $5,202-0.3% | $5,983-13.3% |
| Admin fee / account holder | $1,055 | $17,077-93.8% | $13,985-92.5% | $11,248-90.6% |