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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,165 | $96,691-9.9% | $86,656+0.6% | $139,487-37.5% |
| Participation rate | 30.0% | 74.4%-44.4pp | 71.7%-41.7pp | 80.3%-50.3pp |
| Annual return | 28.42% | 106.87%-78.4pp | 593.09%-564.7pp | 373.84%-345.4pp |
| Employer contribution / active EE | $889 | $3,267-72.8% | $3,025-70.6% | $4,755-81.3% |
| Participant deferral / active EE | $3,158 | $4,838-34.7% | $4,439-28.9% | $6,713-53.0% |
| Admin fee / account holder | $923 | $6,414-85.6% | $5,619-83.6% | $11,407-91.9% |