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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,359 | $103,038-63.7% | $90,324-58.6% | $152,909-75.6% |
| Participation rate | 28.6% | 75.9%-47.3pp | 73.3%-44.7pp | 82.5%-53.9pp |
| Annual return | 28.37% | 95.25%-66.9pp | 78.15%-49.8pp | 345.46%-317.1pp |
| Employer contribution / active EE | $659 | $3,141-79.0% | $2,856-76.9% | $4,764-86.2% |
| Participant deferral / active EE | $2,418 | $4,282-43.5% | $3,885-37.8% | $5,851-58.7% |
| Admin fee / account holder | $8,865 | $6,177+43.5% | $5,356+65.5% | $11,601-23.6% |