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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,613 | $88,815+92.1% | $81,882+108.4% | $145,897+16.9% |
| Participation rate | 18.2% | 75.1%-56.9pp | 72.4%-54.2pp | 80.3%-62.1pp |
| Annual return | 24.07% | 1033.75%-1009.7pp | 779.47%-755.4pp | 552.29%-528.2pp |
| Employer contribution / active EE | $657 | $3,086-78.7% | $2,916-77.5% | $4,663-85.9% |
| Participant deferral / active EE | $2,748 | $4,647-40.9% | $4,323-36.4% | $6,689-58.9% |
| Admin fee / account holder | $11,722 | $8,434+39.0% | $7,360+59.3% | $13,390-12.5% |