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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,913 | $106,524-45.6% | $152,301-62.0% | $87,485-33.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 12.47% | 26.89%-14.4pp | 80.50%-68.0pp | 26.06%-13.6pp |
| Employer contribution / active EE | $2,389 | $3,371-29.1% | $4,624-48.3% | $2,596-8.0% |
| Participant deferral / active EE | $4,581 | $6,525-29.8% | $8,004-42.8% | $4,274+7.2% |
| Admin fee / account holder | $10,326 | $8,287+24.6% | $14,398-28.3% | $7,775+32.8% |