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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,476 | $102,429-59.5% | $147,096-71.8% | $80,925-48.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 36.55% | 135.02%-98.5pp | 419.75%-383.2pp | 35.65%+0.9pp |
| Employer contribution / active EE | $1,919 | $3,716-48.4% | $4,936-61.1% | $2,756-30.4% |
| Participant deferral / active EE | $3,727 | $6,649-43.9% | $8,071-53.8% | $4,299-13.3% |
| Admin fee / account holder | $1,306 | $7,957-83.6% | $13,005-90.0% | $6,940-81.2% |