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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,913 | $107,421-46.1% | $182,262-68.2% | $94,015-38.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 12.47% | 21.32%-8.8pp | 140.60%-128.1pp | 17.84%-5.4pp |
| Employer contribution / active EE | $2,389 | $3,448-30.7% | $5,046-52.7% | $2,790-14.4% |
| Participant deferral / active EE | $4,581 | $6,558-30.1% | $8,276-44.7% | $4,249+7.8% |
| Admin fee / account holder | $10,326 | $8,692+18.8% | $16,712-38.2% | $8,951+15.4% |