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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,913 | $106,749-45.7% | $145,433-60.2% | $82,448-29.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.47% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $2,389 | $3,444-30.6% | $4,554-47.6% | $2,551-6.4% |
| Participant deferral / active EE | $4,581 | $6,519-29.7% | $7,897-42.0% | $4,139+10.7% |
| Admin fee / account holder | $10,326 | $8,390+23.1% | $13,129-21.3% | $7,234+42.7% |