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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,394 | $102,635-48.0% | $86,209-38.1% | $139,456-61.7% |
| Participation rate | 85.7% | 74.5%+11.2pp | 69.0%+16.8pp | 80.3%+5.4pp |
| Annual return | 18.16% | 1923.53%-1905.4pp | 1169.05%-1150.9pp | 373.45%-355.3pp |
| Employer contribution / active EE | $2,416 | $3,034-20.4% | $2,381+1.5% | $4,753-49.2% |
| Participant deferral / active EE | $2,863 | $4,677-38.8% | $3,986-28.2% | $6,711-57.3% |
| Admin fee / account holder | $13,756 | $8,661+58.8% | $6,853+100.7% | $11,407+20.6% |