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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,903 | $176,105-58.6% | $159,474-54.3% | $167,536-56.5% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 19.57% | 331.91%-312.3pp | 263.68%-244.1pp | 478.82%-459.3pp |
| Employer contribution / active EE | $12,356 | $5,299+133.2% | $4,831+155.8% | $4,839+155.3% |
| Participant deferral / active EE | $10,978 | $7,751+41.6% | $7,353+49.3% | $6,342+73.1% |
| Admin fee / account holder | $712 | $12,559-94.3% | $10,802-93.4% | $12,315-94.2% |