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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,732 | $165,399-52.4% | $149,745-47.4% | $158,982-50.5% |
| Participation rate | 71.4% | 84.6%-13.1pp | 82.5%-11.1pp | 82.0%-10.5pp |
| Annual return | 17.97% | 348.34%-330.4pp | 276.72%-258.8pp | 302.99%-285.0pp |
| Employer contribution / active EE | $3,497 | $5,105-31.5% | $4,646-24.7% | $4,763-26.6% |
| Participant deferral / active EE | $10,322 | $7,183+43.7% | $6,843+50.8% | $5,983+72.5% |
| Admin fee / account holder | $1,022 | $10,811-90.5% | $9,312-89.0% | $11,252-90.9% |