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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,083 | $110,337-75.5% | $102,383-73.5% | $145,877-81.4% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 34.12% | 24.83%+9.3pp | 24.94%+9.2pp | 551.28%-517.2pp |
| Employer contribution / active EE | $2,712 | $4,216-35.7% | $3,870-29.9% | $4,663-41.8% |
| Participant deferral / active EE | $6,590 | $5,621+17.3% | $5,060+30.3% | $6,691-1.5% |
| Admin fee / account holder | $1,942 | $9,750-80.1% | $8,391-76.9% | $13,402-85.5% |