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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,075 | $106,247-85.8% | $96,515-84.4% | $139,466-89.2% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 18.33% | 38.47%-20.1pp | 35.73%-17.4pp | 373.66%-355.3pp |
| Employer contribution / active EE | $2,332 | $4,106-43.2% | $3,740-37.6% | $4,754-51.0% |
| Participant deferral / active EE | $6,787 | $5,456+24.4% | $4,880+39.1% | $6,712+1.1% |
| Admin fee / account holder | $1,314 | $7,885-83.3% | $6,735-80.5% | $11,409-88.5% |