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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,716 | $111,535-68.9% | $105,223-67.0% | $137,256-74.7% |
| Participation rate | 95.7% | 78.1%+17.6pp | 75.0%+20.6pp | 80.0%+15.7pp |
| Annual return | 17.78% | 237.85%-220.1pp | 180.65%-162.9pp | 220.34%-202.6pp |
| Employer contribution / active EE | $3,178 | $3,939-19.3% | $3,689-13.8% | $4,156-23.5% |
| Participant deferral / active EE | $6,674 | $5,500+21.4% | $5,072+31.6% | $6,407+4.2% |
| Admin fee / account holder | $932 | $9,721-90.4% | $8,859-89.5% | $12,270-92.4% |