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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,857 | $95,406-40.4% | $185,849-69.4% | $85,847-33.8% |
| Participation rate | 35.7% | 68.8%-33.1pp | 81.7%-46.0pp | 69.3%-33.6pp |
| Annual return | 20.48% | 23.59%-3.1pp | 122.10%-101.6pp | 318.61%-298.1pp |
| Employer contribution / active EE | $828 | $3,314-75.0% | $5,169-84.0% | $2,565-67.7% |
| Participant deferral / active EE | $2,607 | $3,424-23.9% | $5,569-53.2% | $3,952-34.0% |
| Admin fee / account holder | $76 | $7,214-98.9% | $16,244-99.5% | $6,261-98.8% |