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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,295 | $91,198-47.0% | $178,503-72.9% | $79,856-39.5% |
| Participation rate | 35.7% | 69.2%-33.5pp | 81.9%-46.2pp | 69.6%-33.9pp |
| Annual return | 39.28% | 24.20%+15.1pp | 151.12%-111.8pp | 31.71%+7.6pp |
| Employer contribution / active EE | $684 | $3,257-79.0% | $5,011-86.4% | $2,471-72.3% |
| Participant deferral / active EE | $2,346 | $3,237-27.5% | $5,202-54.9% | $3,741-37.3% |
| Admin fee / account holder | $70 | $6,748-99.0% | $13,987-99.5% | $5,306-98.7% |