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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,526 | $72,404-75.8% | $110,243-84.1% | $64,173-72.7% |
| Participation rate | 92.0% | 73.3%+18.7pp | 79.8%+12.2pp | 69.6%+22.4pp |
| Annual return | 0.00% | -6.29%+6.3pp | 314.76%-314.8pp | 7.63%-7.6pp |
| Employer contribution / active EE | $795 | $2,282-65.1% | $3,827-79.2% | $2,381-66.6% |
| Participant deferral / active EE | $3,173 | $3,469-8.5% | $4,672-32.1% | $3,470-8.5% |
| Admin fee / account holder | $1,062 | $5,664-81.3% | $8,548-87.6% | $4,887-78.3% |