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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,773 | $56,431+75.0% | $130,788-24.5% | $87,485+12.9% |
| Participation rate | 61.4% | 58.9%+2.4pp | 70.1%-8.7pp | 68.9%-7.6pp |
| Annual return | 19.90% | 91.27%-71.4pp | 386.44%-366.5pp | 26.06%-6.2pp |
| Employer contribution / active EE | $2,862 | $1,549+84.8% | $3,558-19.6% | $2,596+10.2% |
| Participant deferral / active EE | $6,811 | $2,749+147.7% | $4,137+64.6% | $4,274+59.4% |
| Admin fee / account holder | $618 | $4,433-86.1% | $6,673-90.7% | $7,775-92.0% |