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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,545 | $46,697+46.8% | $117,533-41.7% | $68,486+0.1% |
| Participation rate | 48.3% | 56.8%-8.5pp | 70.6%-22.3pp | 67.9%-19.6pp |
| Annual return | -18.51% | -14.52%-4.0pp | 29.77%-48.3pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $1,506-100.0% | $4,179-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $5,770 | $2,637+118.8% | $4,072+41.7% | $4,028+43.3% |
| Admin fee / account holder | $1,126 | $4,023-72.0% | $5,647-80.1% | $5,404-79.2% |