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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,773 | $52,353+88.7% | $120,225-17.8% | $82,448+19.8% |
| Participation rate | 61.4% | 58.3%+3.1pp | 69.6%-8.2pp | 68.1%-6.7pp |
| Annual return | 19.90% | 61.85%-42.0pp | 439.23%-419.3pp | 41.64%-21.7pp |
| Employer contribution / active EE | $2,862 | $1,510+89.5% | $3,475-17.7% | $2,551+12.2% |
| Participant deferral / active EE | $6,811 | $2,627+159.3% | $3,999+70.3% | $4,139+64.5% |
| Admin fee / account holder | $618 | $4,363-85.8% | $5,696-89.1% | $7,234-91.5% |