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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,428 | $51,638+110.0% | $129,406-16.2% | $80,959+33.9% |
| Participation rate | 66.7% | 56.9%+9.7pp | 69.6%-3.0pp | 67.7%-1.0pp |
| Annual return | 13.90% | 20.78%-6.9pp | 9468.18%-9454.3pp | 35.67%-21.8pp |
| Employer contribution / active EE | $3,438 | $1,584+117.1% | $4,155-17.3% | $2,757+24.7% |
| Participant deferral / active EE | $8,311 | $2,670+211.3% | $4,167+99.4% | $4,300+93.3% |
| Admin fee / account holder | $16,917 | $4,313+292.2% | $7,689+120.0% | $6,925+144.3% |