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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,153 | $156,398-67.3% | $147,318-65.3% | $138,895-63.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.41% | 78.75%-57.3pp | 70.43%-49.0pp | 145.39%-124.0pp |
| Employer contribution / active EE | $5,893 | $4,853+21.4% | $4,593+28.3% | $4,194+40.5% |
| Participant deferral / active EE | $7,303 | $8,237-11.3% | $7,906-7.6% | $6,396+14.2% |
| Admin fee / account holder | $350 | $14,976-97.7% | $13,708-97.4% | $12,562-97.2% |