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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,020 | $75,962-17.0% | $154,108-59.1% | $64,173-1.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -10.02% | 30.32%-40.3pp | 735.21%-745.2pp | 7.63%-17.7pp |
| Employer contribution / active EE | $3,805 | $3,350+13.6% | $5,298-28.2% | $2,381+59.8% |
| Participant deferral / active EE | $2,964 | $3,175-6.6% | $5,081-41.7% | $3,470-14.6% |
| Admin fee / account holder | $2,605 | $5,589-53.4% | $13,411-80.6% | $4,887-46.7% |