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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,702 | $75,832-23.9% | $147,617-60.9% | $59,633-3.2% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -11.27% | 0.37%-11.6pp | 61.98%-73.3pp | 2041.45%-2052.7pp |
| Employer contribution / active EE | $3,099 | $3,485-11.1% | $5,564-44.3% | $2,203+40.7% |
| Participant deferral / active EE | $2,748 | $3,131-12.2% | $4,895-43.9% | $3,192-13.9% |
| Admin fee / account holder | $1,432 | $5,986-76.1% | $11,612-87.7% | $4,297-66.7% |