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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,278 | $138,068-9.3% | $125,358-0.1% | $134,493-6.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -44.67% | 750.30%-795.0pp | 572.03%-616.7pp | 418.01%-462.7pp |
| Employer contribution / active EE | $21,910 | $5,244+317.8% | $4,814+355.1% | $4,740+362.2% |
| Participant deferral / active EE | $17,531 | $7,799+124.8% | $7,447+135.4% | $6,400+173.9% |
| Admin fee / account holder | $605 | $11,568-94.8% | $10,007-94.0% | $11,425-94.7% |