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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,501 | $78,690-46.0% | $161,489-73.7% | $87,485-51.4% |
| Participation rate | 62.3% | 67.5%-5.2pp | 78.7%-16.4pp | 68.9%-6.6pp |
| Annual return | 19.74% | 32.74%-13.0pp | 89.72%-70.0pp | 26.06%-6.3pp |
| Employer contribution / active EE | $1,839 | $2,588-28.9% | $4,268-56.9% | $2,596-29.2% |
| Participant deferral / active EE | $3,369 | $3,311+1.8% | $5,630-40.2% | $4,274-21.2% |
| Admin fee / account holder | $258 | $6,724-96.2% | $16,006-98.4% | $7,775-96.7% |