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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,055 | $95,406-70.6% | $185,849-84.9% | $85,847-67.3% |
| Participation rate | 69.2% | 68.8%+0.5pp | 81.7%-12.5pp | 69.3%-0.1pp |
| Annual return | 16.38% | 23.59%-7.2pp | 122.10%-105.7pp | 318.61%-302.2pp |
| Employer contribution / active EE | $1,841 | $3,314-44.4% | $5,169-64.4% | $2,565-28.2% |
| Participant deferral / active EE | $3,860 | $3,424+12.8% | $5,569-30.7% | $3,952-2.3% |
| Admin fee / account holder | $1,586 | $7,214-78.0% | $16,244-90.2% | $6,261-74.7% |