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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,269 | $63,471-75.9% | $68,808-77.8% | $66,938-77.2% |
| Participation rate | 95.4% | 60.0%+35.4pp | 69.0%+26.4pp | 69.8%+25.6pp |
| Annual return | -17.01% | -8.29%-8.7pp | -6.37%-10.6pp | 1.58%-18.6pp |
| Employer contribution / active EE | $1,721 | $1,776-3.1% | $2,656-35.2% | $2,545-32.4% |
| Participant deferral / active EE | $2,564 | $2,946-13.0% | $3,942-35.0% | $4,238-39.5% |
| Admin fee / account holder | $1,549 | $578+168.1% | $4,936-68.6% | $594+161.1% |