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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,472 | $109,372-70.3% | $89,414-63.7% | $158,966-79.6% |
| Participation rate | 30.0% | 74.3%-44.3pp | 68.0%-38.0pp | 82.0%-52.0pp |
| Annual return | 16.20% | 345.55%-329.4pp | 245.50%-229.3pp | 302.95%-286.8pp |
| Employer contribution / active EE | $462 | $3,171-85.4% | $2,586-82.1% | $4,762-90.3% |
| Participant deferral / active EE | $3,067 | $4,598-33.3% | $3,890-21.2% | $5,983-48.7% |
| Admin fee / account holder | $0 | $6,156-100.0% | $4,883-100.0% | $11,250-100.0% |