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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,485 | $198,457-72.0% | $170,435-67.4% | $147,586-62.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 10.85% | 257.30%-246.5pp | 205.94%-195.1pp | 578.59%-567.7pp |
| Employer contribution / active EE | $6,404 | $6,183+3.6% | $5,432+17.9% | $4,876+31.3% |
| Participant deferral / active EE | $2,366 | $5,629-58.0% | $4,939-52.1% | $5,439-56.5% |
| Admin fee / account holder | $746 | $16,852-95.6% | $13,881-94.6% | $10,886-93.2% |