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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,929 | $181,896-73.1% | $156,551-68.7% | $273,972-82.1% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 6.90% | 30.74%-23.8pp | 32.23%-25.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $11,500 | $6,248+84.1% | $5,501+109.0% | $4,869+136.2% |
| Participant deferral / active EE | $2,117 | $5,550-61.8% | $4,871-56.5% | $5,287-60.0% |
| Admin fee / account holder | $949 | $15,560-93.9% | $13,028-92.7% | $10,133-90.6% |