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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,758 | $79,449-56.3% | $189,558-81.7% | $85,856-59.5% |
| Participation rate | 100.0% | 66.0%+34.0pp | 78.5%+21.5pp | 69.3%+30.7pp |
| Annual return | 14.53% | 18.45%-3.9pp | 64.19%-49.7pp | 318.58%-304.1pp |
| Employer contribution / active EE | $5,757 | $2,081+176.7% | $4,412+30.5% | $2,565+124.4% |
| Participant deferral / active EE | $5,237 | $4,051+29.3% | $6,174-15.2% | $3,952+32.5% |
| Admin fee / account holder | $1,748 | $5,377-67.5% | $9,809-82.2% | $6,261-72.1% |